Oh, Deer, Will Cannabis Insurance Cover This? (A Local Company Really Is Offering to Insure Your Crops!)

Deer marijuana-1-2

Deer and a few small cannabis plants… [Photo by Kym Kemp.]

Press release provided by the John Ford Insurance Agency:

The John Ford Insurance Agency, a full-service company based in Eureka, is pleased to announce that it now offers cannabis insurance. Policies are available for indoor and outdoor grow operations, dispensaries, physicians who prescribe medical marijuana, testing operations, and landlords whose tenants cultivate, test, process and/or sell cannabis.

Owner John Ford says he fielded numerous requests for cannabis insurance prior to the decision to make it available through his own agency. With experience in both the insurance and real estate industries, he is well-positioned to provide this service locally.

“The people who insure their cannabis businesses are doing business right,” said Ford. “Medical marijuana grows are already legal in California, and I think it’s only a matter of time before anyone who grows responsibly will be able to do so legally.”

Before a grow operation can be insured, they are required to have an inspection from a licensed electrician and an approved alarm system. Other requirements depend on critical business functions.  Coverage is available for theft, employee dishonesty, and workers comp.

Insurance is also offered for landlords. In the past, some have been startled by insurance policy cancellations due to their tenant’s marijuana operations. Ford’s agency offers coverage that removes that worry while adding a liability policy, and more.

“This insurance can be a financial lifesaver for so many,” said Ford. “I think about the fires raging right now, and just know there are medical and recreational marijuana grows out there that lost a lot and are still in jeopardy. If they had the right cannabis insurance, their losses would be covered.”

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42 Comments
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stinkfootsteve
Guest
stinkfootsteve
8 years ago

You might want to try hyping up the eureka meeting where big government is going to try to go around legislature and the american people, to set the sprowel creek water pilot program into stone!
Why arent you writing about this?
All pilot programs have to go through legislature and also be voted on by the american people!

at a loss
Guest
at a loss
8 years ago

Which insurance company?

Uti
Guest
Uti
8 years ago

NICE! small plants indeed! Who needs deer fencing with those monsters? Let the deer do your leafing for you.

Saucy
Guest
Saucy
8 years ago
Reply to  Kym Kemp

He’s lucky then…the deer are extra nasty this year. Had to fence everything (which never had to do before) and they are still causing havoc. starting to think that I’m dealing with some unicorn deers that can fly or possibly even teleport.

Uti
Guest
Uti
8 years ago
Reply to  Kym Kemp

I can see that the deer would not eat the pot plants if there was lush green grass available. But right now there’s not many places where there’s fresh juicy browse. The deer are working over the tan oak stump sprouts.

I just saw someone’s garden yesterday where they put their plants too close to the deer fence. It was an easy beginner mistake to make. Deer fence with 6×6 mesh lets the deer put their snouts right through and grab the limbs while pushing on the fence. This was just a small medical garden with a few plants, so the loss was significant. They also ate his sunflowers. I had some chicken wire and we put it up and tied it to the deer fencing which will block them from reaching through.

DAV
Guest
DAV
8 years ago
Reply to  Kym Kemp

Love that photo. Those darn quail love to jump into my plants and break a few limbs doing their quail thing.
The drought seems to have all the critter around Fruitland on a see food diet.

Mr.Bill
Guest
Mr.Bill
8 years ago

How Much? A Buck? Oh that’s bad…

LAZY SKUNK RANCH
Guest
LAZY SKUNK RANCH
8 years ago

Would it cover paranoid growers that hear a noise in their crop, open fire, cutting down the plants only to find it was a deer?

Most growers don’t even have car insurance and they will get crop insurance? LMAO!

..
Guest
..
8 years ago

You obviously don’t know any growers, “lazy skunk ranch” I’m sure you live up to your name

G-ma
Guest
G-ma
8 years ago

Wow!!lmao.Really,no way this is gonna work unless the gov.is gonna get something out of it.and how would you value it?I’m sayin no insurance com.around here could be that dumb.like buying flood insurance,when you live on a hill

LAZY SKUNK RANCH
Guest
LAZY SKUNK RANCH
8 years ago
Reply to  G-ma

It floods in the mountains, too.

Flood insurance would also cover water damage to your home if say your washing machine broke while you were away.

Better check those connections!

John Ford
Guest
John Ford
8 years ago
Reply to  G-ma

It’s actually been working since 2010. I personally have insured several local grows and dispensaries. The requirements vary between grows. Some people who have lost crop during the fires we’re insured. Those crops are covered.

Uti
Guest
Uti
8 years ago
Reply to  John Ford

John, what about grows that are eradicated by law enforcement. Are those covered?

John Ford
Guest
John Ford
8 years ago
Reply to  Uti

There used to be coverage called Governmental Interference . But there is something coming soon to take it’s place.

G-ma
Guest
G-ma
8 years ago
Reply to  John Ford

Wow thanks for the info . interesting

ghostown
Guest
ghostown
8 years ago
Reply to  John Ford

yeah, it’s called legalization.

Fives
Guest
Fives
8 years ago
Reply to  John Ford

Hi, John,
What is your license number with the D.O.I.? It is my understanding that it should be listed with all your agent correspondence.

G-ma
Guest
G-ma
8 years ago

How much pot can a deer eat??

Uti
Guest
Uti
8 years ago
Reply to  G-ma

That’s sort of like asking a rancher how many sheep can a mountain lion eat. He’s going to tell you one is too many.

The problem is not how much the deer eat—it’s that they often break off the whole branch pulling on it.

From both a rancher’s and grower’s point of view, a loss of a calf, sheep or a pot plant is dollars out of their wallets.

Shake
Guest
Shake
8 years ago

Humboldt, land of the happy cows, deer & firefighters.

Shortjohnson
Guest
Shortjohnson
8 years ago

How much pot would a large deer eat if the large deer did eat pot?

Say it three times fast.

G-ma
Guest
G-ma
8 years ago
Reply to  Shortjohnson

Only if your not stoned.And reg.home owners policy covers your washer if it or water heater goes out.been there done that!!

G-ma
Guest
G-ma
8 years ago

Oppps if it floods when your not home .sorry

Jacqueline
Guest
Jacqueline
8 years ago

Are there stoned deer stumbling to any safe place they can find? Ironically they are being smoked out of the forest, it’s man against nature right now

dumboldt
Guest
dumboldt
8 years ago

Those are the most beautiful plants I’ve ever seen in real life or in any picture. Props to this farmer. Kym can we get another pic just before harvest? Do you know the flavor?

dumboldt
Guest
dumboldt
8 years ago
Reply to  Kym Kemp

Thanks.

V man
Guest
V man
8 years ago
Reply to  Kym Kemp

I’m sorry to have to tell you that picture is total Photoshop. The deer is from another picture so is the bear behind the pot plant. Also the pot plants are three pictures stitched together. You can see all this just by blowing it up. But it’s still a fun image

Steve
Guest
Steve
8 years ago

Nice photo Kym. That deer’s antlers are “high”.

Bucksnort
Guest
Bucksnort
8 years ago

I would be happy to legally remove 2 bucks from your property lol

Steve
Guest
Steve
8 years ago
Reply to  Bucksnort

I’d even be willing to trade labor. lol

ripshredrobb
Guest
ripshredrobb
8 years ago

Wow!! something to be proud of.

Lynn
Guest
Lynn
8 years ago

I’m a little suspicious of the deer pic. I notice some grass on the same plane as the buck is sharp while the deer isn’t, and if it is to scale, that hog wire inside the plants has awfully large squares. I suppose it could be motion blur, but there isn’t much reason to shoot at a low speed in the middle of the day. If it is photoshop- very Nice Job!!

Also, deer are browsers more than grazers. I’ve seen deer eat plants and not much of the lush green grass around them. Unless the plants are sprayed with something yucky.

dumboldt
Guest
dumboldt
8 years ago
Reply to  Lynn

That isn’t hog wire.

Steve
Guest
Steve
8 years ago
Reply to  Kym Kemp

That’s interesting about the deer browsing.

hillmuffin
Guest
8 years ago

deer don’t eat weed…